Last updated: May 24, 2026. Effective date: June 24, 2026.
PLEASE READ THESE TERMS OF USE (THE “TERMS”) CAREFULLY. THESE TERMS GOVERN YOUR ACCESS TO AND USE OF THE dTRINITY PROTOCOL, INCLUDING ANY RELATED WEBSITES, WEB APPLICATIONS, INTERFACES, SMART CONTRACTS, SOFTWARE, DOCUMENTATION, GOVERNANCE SYSTEMS, COMMUNICATION CHANNELS, AND RELATED SERVICES (COLLECTIVELY, “dTRINITY” OR THE “PROTOCOL”).
BY ACCESSING, USING, OR INTERACTING WITH THE PROTOCOL IN ANY WAY AFTER THE EFFECTIVE DATE, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREED TO BE BOUND BY THESE TERMS. WE RESERVE THE RIGHT, IN OUR SOLE DISCRETION, TO CHANGE OR MODIFY THESE TERMS AT ANY TIME. IF WE MODIFY THESE TERMS, WE WILL POST A NOTICE AT THE TOP OF OUR INTERFACES FOR A PERIOD OF THIRTY (30) DAYS. IF YOU DO NOT AGREE TO THESE TERMS, YOU MUST NOT ACCESS OR USE THE PROTOCOL.
1. Eligibility
You may only access or use the Protocol if you are at least 18 years old, capable of forming a legally binding agreement, and not prohibited from using the Protocol under applicable law. You are solely responsible for ensuring that your access to and use of the Protocol is lawful in your jurisdiction. Furthermore, you represent and warrant that your use of the Protocol complies with all laws and regulations applicable to you.
You may not use the Protocol if you are located in, organized in, or ordinarily resident in any Restricted Regions. Access to the Protocol may be limited or blocked entirely for residents and entities of restricted regions at any time without notice.
2. Nature of the Protocol
dTRINITY is an experimental decentralized finance (DeFi) protocol consisting of autonomous and semi-autonomous smart contracts deployed on public blockchain networks. The Protocol may include stablecoin infrastructure, lending and borrowing systems, liquidity management mechanisms, algorithmic market operations (AMO), governance systems, smart contract integrations, tokenized financial infrastructure, and other blockchain-based systems.
The Protocol is highly experimental and may contain bugs, vulnerabilities, security risks, economic design flaws, exploits, or unintended behaviors. The use of AI tools in software development and the increasing sophistication of AI-enabled attacks may further compound these risks. Certain features or functionality may be modified, paused, restricted, disabled, replaced, or removed at any time.
Certain web interfaces, including app.dtrinity.org and liquidity.dtrinity.org, may be made available to facilitate interaction with the Protocol. Such interfaces are separate from the underlying smart contracts and may be modified, restricted, suspended, or discontinued at any time without notice.
The Protocol may continue to operate autonomously on public blockchain networks regardless of whether any developers, contributors, interface providers, multisignature participants, governance participants, or other ecosystem participants continue supporting, maintaining, or participating in the Protocol. No person or group has any obligation to continue development, maintenance, support, or operation of the Protocol or related interfaces.
Nothing associated with the Protocol constitutes or should be construed as an invitation, solicitation, recommendation, endorsement, offer, or inducement to participate in any investment, securities offering, financial product, managed account, or managed investment scheme.
3. Non-Custodial User Interaction
The Protocol is designed to enable non-custodial interaction through user-controlled blockchain wallets. Users retain control over their own wallets, private keys, credentials, and externally held digital assets when interacting with the Protocol. However, certain Protocol functions, liquidity mechanisms, treasury-related operations, reserves, AMOs, smart contract systems, or protocol-controlled digital assets may be administered, secured, rebalanced, upgraded, or otherwise coordinated through multisignature arrangements, governance systems, smart contract logic, contributor coordination mechanisms, or other operational procedures associated with the Protocol.
Blockchain transactions are irreversible and final. Loss of private keys, compromised wallets, user mistakes, exploits, malicious activity, smart contract failures, or failures involving protocol-controlled systems or mechanisms may result in the complete loss of funds. You are solely responsible for securing your wallets and credentials, verifying transactions, evaluating risks, and determining whether use of the Protocol is appropriate for you.
4. No Fiduciary Duties, Managerial Obligations, or Reliance
No fiduciary duties, managerial duties, advisory duties, or other obligations are owed to you by any developers, contributors, researchers, auditors, governance participants, multisignature participants, interface providers, infrastructure providers, token holders, community members, service providers, or other ecosystem participants associated with the Protocol.
No person or group associated with the Protocol is acting as your fiduciary, agent, broker, custodian, trustee, financial advisor, investment manager, operator, promoter, representative, or partner. No person or group associated with the Protocol has any obligation to recover funds, reverse transactions, or compensate users.
You acknowledge and agree that the Protocol is software made available on a permissionless basis and that your use of the Protocol is entirely self-directed. You are not relying upon any person or group for the ongoing operation, management, oversight, performance, security, or success of the Protocol. No ongoing business relationship, partnership, joint venture, agency relationship, or enterprise relationship is created through your use of the Protocol or participation in governance or ecosystem activities.
You represent and warrant that you possess sufficient knowledge, market sophistication, technical understanding, professional advice, and experience to evaluate the risks associated with blockchain technology, smart contracts, digital assets, and decentralized finance systems, and that you are solely responsible for all decisions relating to your use of the Protocol. You further acknowledge that you are not relying upon any oral statements, marketing materials, public communications, governance discussions, community discussions, social media posts, research reports, roadmap discussions, or statements made by any ecosystem participant when deciding to access or use the Protocol.
5. Governance, Coordination, and Protocol Evolution
The Protocol is under ongoing development and may evolve significantly over time. Certain protocol-related activities, including smart contract upgrades, liquidity management, treasury operations, AMOs, infrastructure maintenance, security procedures, emergency responses, or other ecosystem support functions, may currently involve multisignature arrangements, contributor coordination, operational security procedures, or smart contract-based administration systems. These mechanisms are intended to support protocol security, development, ecosystem stability, technical maintenance, and risk mitigation, and do not create or imply fiduciary duties, advisory relationships, guarantees of performance, or obligations to continue supporting, operating, maintaining, or securing the Protocol.
Contributors, multisignature participants, governance participants, service providers, or other ecosystem participants may from time to time coordinate regarding technical operations, software deployments, liquidity operations, treasury-related smart contract interactions, security procedures, or emergency responses. Such coordination does not create agency relationships, partnerships, joint ventures, unincorporated associations, managerial obligations, or any other legal relationship among participants.
Future governance systems may include broader community participation, token-based governance, or additional decentralized governance mechanisms following a potential future token generation event (TGE). However, no guarantee is made regarding the timing, structure, effectiveness, or outcomes of any future governance system. You acknowledge that governance systems, including decentralized governance systems, may fail, become inactive, concentrated, captured, ineffective, or cease functioning entirely.
6. Risks
THE PROTOCOL IS HIGHLY EXPERIMENTAL AND INVOLVES SIGNIFICANT RISKS, INCLUDING THE RISK OF COMPLETE AND PERMANENT LOSS OF FUNDS.
Risks associated with the Protocol include, but are not limited to, smart contract vulnerabilities, economic design failures, oracle failures, governance attacks, flash loan attacks, liquidity crises, stablecoin depegging, liquidation risks, software bugs, blockchain failures, validator failures, bridge failures, cybersecurity incidents, regulatory actions, extreme volatility, third-party integration failures, human error, AI-enabled exploits, and unknown or unforeseeable risks.
No representation, warranty, or guarantee is made that any stablecoin, synthetic asset, yield-bearing token, liquidity token, or other digital asset associated with the Protocol will maintain a target value, maintain liquidity, remain redeemable, maintain collateralization levels, or maintain any peg, parity, or market price. Market prices may become volatile, illiquid, impaired, or permanently depegged. Redemption mechanisms, liquidity mechanisms, stabilization mechanisms, or arbitrage mechanisms may fail entirely or operate unpredictably during periods of market stress or abnormal conditions.
The Protocol may integrate with external protocols, blockchains, infrastructure providers, custodians, liquidity systems, or third-party applications that are not controlled by any person associated with dTRINITY. Failures, vulnerabilities, insolvencies, exploits, disruptions, or malicious conduct involving third-party systems may negatively affect the Protocol and your assets.
Additional important disclosures, limitations, restrictions, and risk factors relating to the Protocol may be described in separate risk disclosures, disclaimers, interface notices, documentation, or other materials associated with the Protocol, including the full Risk Disclaimer, as may be updated from time to time. By accessing or using the Protocol, you acknowledge and accept all such risks and disclosures.
7. No Investment, Financial, Legal, or Tax Advice
Nothing associated with the Protocol constitutes investment advice, financial advice, legal advice, tax advice, accounting advice, trading advice, brokerage services, fiduciary services, or recommendations of any kind. Additionally, nothing associated with the Protocol should be interpreted as a promise, representation, or guarantee of future value, profitability, performance, yield, or economic return. All information provided through the Protocol, including websites, interfaces, analytics, dashboards, whitepapers, blogs, governance forums, research materials, documentation, communications, and social media channels, is provided solely for informational purposes. You are solely responsible for conducting your own due diligence and obtaining independent professional advice before interacting with the Protocol.
8. Tokens and Digital Assets
Digital assets associated with the Protocol may be volatile, illiquid, speculative, or subject to complete loss of value. No representation or warranty is made regarding the value, utility, liquidity, stability, marketability, governance rights, redemption rights, profitability, or regulatory treatment of any digital asset associated with the Protocol.
Ownership, holding, use, governance participation, staking, voting, or receipt of any digital asset associated with the Protocol does not create equity rights, ownership rights, shareholder rights, partnership rights, fiduciary rights, governance guarantees, redemption rights, profit-sharing rights, or any other legal or beneficial interest in the Protocol or in any person or group associated with the Protocol.
Nothing associated with the Protocol constitutes an offer, solicitation, or sale of securities or financial instruments in any jurisdiction.
9. Third-Party Services and Integrations
The Protocol may rely upon or integrate with third-party wallets, custodians, bridges, blockchains, oracles, exchanges, APIs, smart contracts, cloud providers, data providers, infrastructure providers, or frontend applications. Such third-party services are outside the control of the Protocol and may involve additional risks. No responsibility or liability is assumed for any third-party systems, failures, outages, exploits, insolvencies, actions, or omissions. Your use of third-party services is entirely at your own risk and subject to their own terms and conditions.
10. No Duty to Update
Information associated with the Protocol, including documentation, interfaces, analytics, dashboards, whitepapers, blogs, governance discussions, research materials, and communications, may be incomplete, inaccurate, outdated, or subject to change without notice. No person associated with the Protocol has any obligation to update, correct, maintain, monitor, or continue providing any information, software, interface, feature, or functionality.
11. Compliance With Laws
You are solely responsible for complying with all laws applicable to your use of the Protocol, including laws relating to securities, commodities, banking, money transmission, payments, taxation, sanctions, anti-money laundering, consumer protection, and data privacy. You must not use the Protocol for any unlawful, fraudulent, abusive, manipulative, or prohibited activity.
12. Intellectual Property
Software, branding, trademarks, interfaces, documentation, content, and related materials associated with the Protocol may be protected by intellectual property laws. Open-source software components remain subject to their respective licenses. No rights or licenses are granted except as expressly stated herein.
13. Disclaimer of Warranties
THE PROTOCOL, ALL RELATED SOFTWARE, SMART CONTRACTS, INTERFACES, CONTENT, SERVICES, COMMUNICATIONS, AND MATERIALS ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS” BASIS WITHOUT WARRANTIES OF ANY KIND. ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, ARE DISCLAIMED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, RELIABILITY, ACCURACY, QUALITY, PERFORMANCE, AND AVAILABILITY.
NO PERSON ASSOCIATED WITH THE PROTOCOL REPRESENTS OR WARRANTS THAT THE PROTOCOL WILL FUNCTION AS INTENDED, REMAIN AVAILABLE, OPERATE WITHOUT INTERRUPTION, BE SECURE, BE FREE OF BUGS OR VULNERABILITIES, OR THAT ANY DEFECTS WILL BE IDENTIFIED OR CORRECTED. NO REPRESENTATION OR WARRANTY IS MADE THAT ANY DIGITAL ASSET WILL RETAIN VALUE, THAT ANY STABLECOIN WILL MAINTAIN ITS PEG, OR THAT ANY YIELD, APY, REWARD, OR ECONOMIC BENEFIT WILL BE ACHIEVED. ANY HISTORICAL PERFORMANCE, TVL, YIELD, REWARD, REVENUE, OR ECONOMIC DATA IS PURELY ILLUSTRATIVE AND DOES NOT GUARANTEE FUTURE RESULTS.
ACCESS TO THE PROTOCOL OR RELATED INTERFACES MAY BECOME UNAVAILABLE, DEGRADED, RESTRICTED, GEO-BLOCKED, SUSPENDED, OR PERMANENTLY DISCONTINUED AT ANY TIME WITHOUT NOTICE. NO PERSON ASSOCIATED WITH THE PROTOCOL OWES ANY DUTY TO MONITOR, DEFEND, MAINTAIN, SUPPORT, UPGRADE, RECOVER, OR CONTINUE OPERATING THE PROTOCOL, ANY SMART CONTRACTS, ANY INTERFACES, OR ANY RELATED SYSTEMS. THE PROTOCOL MAY BE ABANDONED, DISCONTINUED, MODIFIED, FORKED, FROZEN, OR TERMINATED AT ANY TIME WITHOUT NOTICE OR LIABILITY.
14. Limitation of Liability
NO DEVELOPERS, CONTRIBUTORS, GOVERNANCE PARTICIPANTS, MULTISIGNATURE PARTICIPANTS, TOKEN HOLDERS, INTERFACE PROVIDERS, INFRASTRUCTURE PROVIDERS, AUDITORS, COMMUNITY MEMBERS, SERVICE PROVIDERS, OR OTHER ECOSYSTEM PARTICIPANTS SHALL BE LIABLE FOR ANY CLAIMS OR DAMAGES OF ANY KIND ARISING OUT OF OR RELATING TO THE PROTOCOL, SMART CONTRACTS, DIGITAL ASSETS, GOVERNANCE SYSTEMS, SECURITY PROCEDURES, FAILURES, EXPLOITS, THIRD-PARTY INTEGRATIONS, MARKET CONDITIONS, OR YOUR USE OF OR INABILITY TO USE THE PROTOCOL. THIS LIMITATION APPLIES TO ALL CLAIMS, WHETHER BASED IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, STATUTE, EQUITY, COMMON LAW, OR ANY OTHER LEGAL THEORY, EVEN IF ADVISED OF THE POSSIBILITY OF DAMAGES, IF ANY REMEDY FAILS OF ITS ESSENTIAL PURPOSE, AND EVEN IF LOSSES WERE FORESEEABLE.
NO PERSON ASSOCIATED WITH THE PROTOCOL SHALL BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING LOSS OF PROFITS, LOSS OF DIGITAL ASSETS, LOSS OF DATA, BUSINESS INTERRUPTION, TRADING LOSSES, OR ECONOMIC LOSSES OF ANY KIND. THE AGGREGATE LIABILITY OF ALL SUCH PERSONS SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS (US $100).
SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS OF LIABILITY. IN SUCH JURISDICTIONS, LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.
15. Assumption of Risk and Indemnification
You acknowledge and agree that you are solely responsible for all decisions to use the Protocol and fully understand the risks associated with blockchain technology, digital assets, smart contracts, and DeFi systems. You assume all risks arising from or related to your use of the Protocol. You further agree to indemnify, defend, and hold harmless any developers, contributors, governance participants, multisignature participants, token holders, interface providers, infrastructure providers, service providers, and other ecosystem participants from and against any claims, demands, actions, damages, losses, liabilities, costs, and expenses, including reasonable attorneys’ fees, arising out of or relating to your use of the Protocol, your digital assets or transactions, your violation of these Terms or applicable law, or your interactions with other users, protocols, or third parties. Additionally, you acknowledge and agree that no person associated with the Protocol has any obligation to reimburse, compensate, recover, replace, insure, or otherwise make users whole for any losses or damages, including those arising from exploits, hacks, smart contract failures, governance actions, depegging events, market volatility, insolvencies, liquidations, oracle failures, cybersecurity incidents, or failures involving third-party systems, infrastructure, custodians, bridges, validators, or service providers.
The provisions relating to disclaimers, limitations of liability, assumption of risk, indemnification, arbitration, class action waiver, governing law, and dispute resolution shall survive termination of your use of the Protocol. This indemnification obligation shall also survive termination of your use of the Protocol.
16. Modifications to the Protocol or Terms
The Protocol, interfaces, documentation, features, functionality, and these Terms may be modified, updated, restricted, suspended, or discontinued at any time without notice. No obligation exists to maintain compatibility, functionality, or availability. Your continued use of the Protocol following any modification constitutes acceptance of the revised Terms.
17. Suspension or Termination
Access to interfaces, services, or related systems may be restricted, suspended, or terminated at any time, with or without notice, for security, operational, legal, compliance, regulatory, or other reasons.
18. Severability
If any provision of these Terms is held invalid, illegal, or unenforceable, the remaining provisions shall remain in full force and effect.
19. Entire Agreement
These Terms constitute the entire agreement relating to your use of the Protocol and supersede all prior or contemporaneous understandings relating to the subject matter herein.
20. Force Majeure
No person or group associated with the Protocol shall be liable for any delay, failure, interruption, loss, or damage arising from events beyond reasonable control, including blockchain failures, validator failures, cyberattacks, exploits, natural disasters, war, terrorism, sanctions, governmental actions, internet outages, market disruptions, labor disputes, infrastructure failures, or acts of God.
21. Governing Law and Dispute Resolution
These Terms and any dispute, claim, or controversy arising out of or relating to the Protocol or these Terms shall be governed by and construed in accordance with the laws of the Cayman Islands, without regard to conflict of law principles. To the maximum extent permitted by applicable law, any dispute arising out of or relating to these Terms or the Protocol shall be resolved exclusively through binding arbitration in the Cayman Islands, and all arbitration proceedings shall be confidential.
You agree to waive any right to participate in class actions, class-wide arbitration, or representative proceedings. You further waive any right to seek injunctive relief, equitable relief, or any other non-monetary remedy against any person or group associated with the Protocol to the maximum extent permitted by law.
22. Privacy
Your access to or use of the Protocol may also be subject to applicable privacy notices, policies, or disclosures associated with the Protocol or related interfaces, including the Privacy Policy, as may be updated from time to time. By accessing or using the Protocol or related interfaces, you acknowledge and agree that information relating to your use of the Protocol may be collected, processed, or disclosed in accordance with such policies and applicable law.
Due to the public and transparent nature of blockchain networks, blockchain transactions and wallet addresses may be publicly visible and permanently accessible. The Protocol cannot guarantee anonymity, privacy, or confidentiality of blockchain activity.
23. Contact
General communications relating to the Protocol may occur through publicly available community channels, governance forums, or via email at hello@dtrinity.org.