The dTRINITY ecosystem offers three methods for users to earn rebates or yields/fees and rewards.
- Borrow dUSD from dLEND to earn interest rebates
- Supply dUSD in dLEND to earn yield + rewards
- LP in designated dUSD pools to earn fees + rewards
Borrow dUSD to Earn Rebates
dUSD borrowers on dLEND (including dLOOP users) earn a variable Rebate APY based on their outstanding debt, which is funded by dUSD's exogenous reserve earnings.
Borrowers can supply multiple collateral assets to take out dUSD loans and pay a variable Borrow APY. However, they also earn the Rebate APY, which can be claimed separately in dUSD. If the Rebate APY is higher than the raw Borrow APY—especially when utilization is low—the net Borrow APY could actually become negative (i.e., get paid to borrow without paying any interest).
As of January 2025, dUSD borrowers can expect to earn at least 10% in Rebate APY (when yield-bearing reserves equal active debt on dLEND). Additionally, borrowers who supply Frax assets as collateral may earn FXTL Points from Fraxtal.
For more information about interest rebates, please refer to 
dUSD Stablecoin.
dUSD Stablecoin. Lend dUSD to Earn Yield + Rewards
dUSD suppliers on dLEND earn a variable Supply APY on their deposits, which is paid by borrowers with active debt.
At the optimal utilization "kink" of 90%, dUSD lenders are expected to earn about 5% APY. However, the presence of borrowing subsidies could raise the effective equilibrium of utilization above the kink by a couple of percentage points. At just 92% utilization, for example, lenders are expected to earn a ~15% Supply APY, which is 3X more than what it is at the kink.
In addition to the variable Supply APY, dUSD lenders also earn dT Points from dTRINITY (pre-TGE). Eventually, dT Points will be converted to/replaced by the TRIN token within 2025 (post-TGE).
For more information about dT Points, please refer to 
TRIN Token & dT Points.
TRIN Token & dT Points. LP dUSD Pools to Earn Fees + Rewards
LPs who supply liquidity to designated pools on external DEXs (including dPOOL users) may receive earnings and rewards from several sources:
- Swap fees from traders, including dUSD lenders and borrowers ✅
- dT Points from dTRINITY (converted to/replaced by tokens within 2025) ✅
- FXTL Points from Fraxtal (converted to/replaced by tokens within 2025) ⌛
- FRAX (fka FXS) from Frax (for dUSD pools paired with Frax assets only) ✅
- CRV from Curve (for dUSD Curve pools only) ⌛
- And more (TBD - pending future partnerships) ⌛
Below is an updated list of designated liquidity pools and their corresponding LP rewards:
Pool | DEX | Type | Network | Rewards |
Stablecoin/stablecoin | Fraxtal | dT Points, FXTL Points, FRAX (fka FXS), CRV | ||
Stablecoin/yieldcoin | Fraxtal | dT Points, CRV | ||
Others (TBD) | TBD | TBD | TBD | TBD |
For instructions on how to lend, borrow, and LP, please visit our User Guide.